State Bank of India is a multinational public sector bank in India. With a 23% market share and 25% loan deposit market share, SBI is the largest bank in this country. Moreover, the 49th largest bank in the world at this moment.
Simply put, the State Bank of India is available in every corner of India. So, there are so many people who have an SBI bank account. If you are one of them, you can get various facilities as a customer. For example, missed call balance check is one of the popular features of SBI.
In this article, we will share all the details regarding the State Bank of India balance check number. Hence, we will also share other ways to check the balance and the process. Keep reading to explore more.
Importance of SBI Balance Enquiry
If you are a newbie SBI consumer, you need to know some basics. You see, checking your balance regularly is quite important. In the following list, we will cover the importance of SBI balance inquiry. Let’s find out:
- The best part of SBI balance inquiry is you can check the funds in your account. It will help you make a payment or money transfer.
- If you are expecting a payment from someone, you can check the balance to ensure that the balance has increased.
- If there’s a failed transaction, check if you got the refund.
- Regular balance enquiry can help you out with budgeting and financial plans.
- Illegal transaction is a hot issue in today’s world. When you keep checking the balance, you can track if there are any illegal transactions happening.
State Bank of India Balance Check Number
SBI has two options for customers who want to check the balance via missed call:
- The balance enquiry number is 09223766666. You have to give a missed call to get the details.
- Alternatively, you can send an SMS mentioning ‘BAL’ to 09223766666.
SBI Missed Call Balance Check Guide
In simple words, ‘missed call’ is one of the easiest ways to check SBI balance. Plus, this method is applicable to everyone, even to those customers who don’t have a smartphone. If you want to implement this process, you need to follow some simple steps. In the following SBI missed call balance check guide, we will share these steps. Let’s find out:
Step 1: To check the balance, you have to give a missed call to the toll-free number 09223766666.
Step 2: Alternatively, you can also send an SMS ‘BAL’ to 09223766666. To check the mini statement, you have to send ‘MSTMT’ to 09223766666.
Step 3: After giving a missed call, the bank will send you a text message with your account balance details.
As we noted before, SBI provides a toll-free number to check the balance. If you want to send an SMS, you have to pay a minimal charge.
How to Register For SBI Missed Call Service
It’s very easy to register your phone number for SBI missed call balance check service. In that case, you can only use the phone number that is registered with your bank account. To activate this service, you have to send an SMS with ‘REG<SPACE>Account Number’ to 09223488888. Wait for the confirmation for the activation.
Different Options to Check SBI Balance
Now, you know the process of the SBI missed call balance check. Well, there are different options available too. If you are a new customer, you can try out these methods if the missed call service isn’t available. Keep reading the following section to know more:
1. State Bank of India ATM
Just like other banks, the State Bank of India also provides an ATM service to all customers. When you open an account, SBI will give you an ATM Debit card. That means you can use this card for various activities including making online payments, cash withdrawals, balance checks, and more. Let’s find out how to check your balance by using your ATM card:
- First, swipe your SBI ATM card
- Next, you have to enter your four-digit ATM PIN
- You will see various options on the screen. Here, go to the drop-down menu and select the ‘Balance Enquiry’ option.
- Check the transaction and balance details.
You can check the last 10 transactions by selecting the ‘Mini Statement’ option. In that case, you need to understand that a balance check via ATM is also considered a transaction. So, you have to be aware of the restrictions beforehand.
2. SBI SMS Service
We have already mentioned the SBI SMS service. It’s one of the easiest ways to check the balance. In this case, you don’t have to visit an ATM or branch to get your account details. However, you have to activate the SMS service by using your registered mobile number. Send REG<space>Account Number to 09223488888 to get SMS updates.
3. SBI Net Banking
Net Banking isn’t a new thing. The method has been here for a longer period. However, many people find it complex. Well, the process of net banking has improved over time, thanks to advanced technology.
That’s the reason you can go for SBI net banking to get your account details. If you want to use this feature, you have to register your account for net banking beforehand. The State Bank of India will provide a login ID and password to access the online account.
Besides checking the balance, SBI provides other facilities including home loans, personal loans, funds transfer, and more. In short, you can check other features of this bank with a net banking account. However, the net banking option is available for selected customers, especially if you complete the requirements.
4. SBI Passbook
A passbook is one of the traditional ways to check balance. No matter which bank you choose, they will provide a passbook after creating an account. The same goes for the State Bank of India.
If you don’t want to use any digital options, SBI Passbook is the only way to keep your balance checked. In that case, you have to keep your passbook up-to-date. A customer can see all transactions including debit and credit card expenses by updating the passbook.
However, it’s only possible when you visit your nearest SBI branch. In simple words, the passbook is the best option if you are hesitant to use mobile banking or net banking services.
5. SBI Mobile Banking
Besides the missed call and SMS methods, you can take advantage of SBI mobile banking. Hence, it’s one of the efficient ways to check everything for smartphone users. What we loved about SBI is there are various ways for mobile banking. Let’s find out:
YONO was launched by the State Bank of India to provide customers top-notch mobile banking experience. To access everything, you have to download and install the SBI YONO app on your device. This app is suitable for both iOS and Android devices.
After downloading YONO, you have to register this app with your bank account. You have to log in to this app every time you access the account. The best part is you can get all services by using YONO including account statement checks, balance inquiries, and cash transfers.
SBI Anywhere Saral
If you are an SBI corporate internet banking customer, you can use this special app for various internet activities. In this case, you have to download this app on your device. Anywhere Saral provides various banking activities including mobile recharge, money transfers, balance checking, and more.
Moreover, you can view the last 10 transactions and get mini account statements. However, this app isn’t available for retail customers. On the other hand, you can get SBI Credit Card details by using this app.
State Bank of India is quite famous for providing various facilities to customers. And that’s why the bank has different balance check options. We have shared the SBI missed call balance check guide in this article. If you need more information, visit your nearest SBI branch or check the official website.
Q: How to check the account balance with SBI SMS banking?
If you want to check the balance via SMS banking, you have to send a text message mentioning ‘BAL’ to 09223766666. In that case, you have to activate the SMS service beforehand.
Q: Do I need to pay for SBI Balance check missed call service?
No, you don’t have to pay for the missed call service. SBI provides a toll-free number to customers. Visit your local branch to activate the missed call service. However, you have to pay to send an SMS to check the balance.
Q: Do I have to register for SBI online service?
Yes, you have to register for SBI online service. Visit your nearest branch and do all steps to complete the procedure and activate the service.
Q: How can I activate SBI YONO online?
You can activate SBI YONO by downloading this app on your smartphone. Give all required details to complete the activation.