The banking sector is getting more advanced day by day. And there are so many banks that provide top facilities. Well, it’s hard to pick the right bank for many people. In that case, you have to check all the details beforehand.
If you have some banking knowledge, you might have heard about Kotak Mahindra Bank. But, is this bank worthy enough? If you have this question, we can help you out. Before you open an account, you need to know what this bank is providing.
Besides the basics about Kotak Mahindra Bank, we will share the right way to find the nearest branch in your area. Moreover, we will also share some easy steps to log in and access this bank’s official website. Keep reading the article to explore more.
About Kotak Mahindra Bank
Before we dig deeper into the benefits and login process, you need to know the basics of this well-known bank. Simply put, Kotak Mahindra is a new-generation bank that provides top-notch services. If you are someone who prefers online services over traditional ones, this is the perfect one for you.
Kotak Capital Management Finance Ltd. was established in 1985. However, the company was focused on bill counting during the initial days. Soon, the company started growing with advanced financial services. In 2003, Kotak Capital became the first non-banking company in India.
Things started changing after this company’s merging with ING Vysya Bank in 2014. And it officially became Kotak Mahindra Bank. As we noted before, this bank is quite well-known for its online banking services. In 2017, Kotak Mahindra launched 811.
Every year, this company is launching something new for its existing and new customers. So, before you join this bank, make sure you check all the features. Let’s find out about the top features in the following:
- Single Touch Solution — With the Kotak Mahindra 811 app, opening an account is easier than ever. The best part is it provides a single touch solution to have the best banking services.
- Virtual Debit Card — A virtual debit card is something that you can carry everywhere. No more plastic cards when you have a Kotak Mahindra account. Do all payments or pay bills by using this virtual card. In fact, you can also check your balance by using the app.
- Instant Account Opening — Even though Kotak Mahindra provides several branches across India, you don’t need to visit a branch to open your account. In fact, you can instantly open an account by using the app or website.
- No Minimum Balance — Kotak Mahindra Bank lets customers open an account with zero balance and it ensures financial freedom.
Top Benefits of Kotak Mahindra Bank
You see, there are so many reasons to join Kotak Mahindra Bank. If you still have second thoughts, let’s debunk the by exploring the advantages of this bank:
- Unlike traditional banks, Kotak Mahindra has an advanced website where you can check all services.
- The ‘Offer Zone’ section of Kotak Mahindra is the cherry on top. You can explore different types of offers from there.
- This bank has a special app called Kotak 811 that can improve your mobile banking experience.
- One of the best advantages of this bank is you can get 24×7 customer support. In fact, they provide different customer support teams for different sections.
- Besides opening a personal account, you can also go for business and corporate accounts.
Step-by-Step Kotak Mahindra Login Guide
Well, it’s quite easy to open an account for Kotak Mahindra Bank. If you already opened your account, you need to log in every time to access all services online. The good part is you don’t need to understand rocket science to complete this process. Just a few simple steps and you are ready to have the best banking experience. Let’s find out how:
Step 1: First, open your web browser and type ‘Kotak Mahindra Bank’ in the search box. You can see various results.
Step 2: Now, click on the first link. It will take you to the homepage of the official site.
Step 3: Next, go to the top right corner and click on the ‘Login’ button to start the process.
Step 4: After clicking, a new page will be opened. Here, you have to input your username. Alternatively, you can also use your CRN or card number.
Step 5: Now, there’s a captcha box. Fill in the box and click on the ‘Next’ button to enjoy the net banking service.
Best Way to Find ‘Kotak Mahindra Bank Near Me’
Just like enjoying online banking services, it’s very easy to find a branch in your area. In this case, you have to follow some simple steps. In the following section, we will share how to find a Kotak Mahindra bank branch in your area:
Step 1: Open your web browser or mobile app. Here, the login process isn’t necessary.
Step 2: Next, go to the three-dot options and scroll down until you find the ‘Locate Us’ option.
Step 3: When you find this option, click on it and the system will open a new page.
Step 4: Now, you can input your state and city’s name to find the nearest branch. Alternatively, you can also go with the pin code.
Being an advanced online bank, Kotak Mahindra offers various facilities. If you are ready to open an account, check the official website to choose a suitable service. For more details, you can reach out to the customer support team or visit your local branch.
Q: Is Kotak Mahindra Bank government or private?
Kotak Mahindra is a private bank that provides both online and offline services. According to reports, it’s currently the third largest private sector bank in India.
Q: Who is the owner of Kotak Bank?
Uday Kotak is the current owner of Kotak Mahindra Bank.
Q: What is the minimum account balance in Kotak?
You don’t have to make an initial deposit to create an account.